This course is similar to a college-level online system and is NOT self-study. You’ll need to interact with the course material and satisfactorily complete instructor-graded assignments during the program from a location convenient for you. (Internet connection required.) Students who complete this online course will receive 20 hours of pre-license education credit as required under the Federal SAFE Act for licensure as loan originators. Meet this requirement and stay prepared as you begin working in the residential mortgage lending business in jurisdictions that do not require additional state-specific education 3. This online instructor-led course covers the mandatory topics of federal law (3 hours), ethics (3 hours), and non-traditional mortgage lending (2 hours) in a manner that is easy to understand for even those with no prior origination experience. The real-world examples used in case studies and the websites visited in "online field trips" are reinforced by discussion and feedback from a professional instructor currently active and "in the trenches" loan originator. Electives (12 hours) include conventional and government loan product guidelines and qualifications, income assessment, the secondary market, appraisals, and credit scoring.