California Pre-Licensing Courses for Life, Accident, Health or Sickness Insurance Different insurance products require different licenses. In California, in order to obtain a license, you are required to complete what’s known as “pre-licensing courses,” which are classes that teach some of the rules and regulations about different insurance products, as well as complete an exam specific to those products. At LyteSpeed Learning, we are able to offer packages that address those who want to sell different types of insurance products. Below, you’ll find a combined package that allows individuals to obtain both Life Only Agent and Accident, Health, or Sickness Agent licensure within the state of California. We are a CA-approved course provider (CDI Provider #65579).