Welcome to NMLS Approved 20-Hour SAFE NMLS Comprehensive Course with UST Component and 2-Hour Florida-Specific Instruction Course Number 11995! All licensed mortgage loan originators (mortgage brokers) are required to take this course in order to be compliant with the new Nationwide Mortgage Licensing System. The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) established requirements for the licensing and registration of all Mortgage Loan Originators (MLOs). MLOs who work for an insured depository or are owned or controlled subsidiary that is regulated by a federal banking agency, or for an institution regulated by the Farm Credit Administration, are registered. All other MLOs are to be licensed by the states.