This course package of continuing education instruction has 24 hours of content designed to help insurance producers renew their professional licenses. The course package is made up of five segments that each examine a different aspect of property and casualty insurance. The course will open with a discussion of ethics and ethical behavior. This segment will talk about both the concept of ethics and the practical application of ethical principles for insurance producers. The next segment covers insurance policies for private residences. This segment will explore the available dwelling and homeowners insurance policy forms, the scope of the coverage provided by dwelling and homeowners insurance, and various endorsements that can be used to augment coverage.