Our NMLS-approved 20-hour SAFE Comprehensive Principles of Mortgage Lending course satisfies the national pre-license educational requirements for mortgage loan originators as defined by the Secure and Fare Enforcement for Mortgage Licensing Act of 2008 (SAFE Act). Courses are divided into lessons, in topic order, as recommended by NMLS. You may access your course at any time; however, you MUST complete the course and final exam during the week for which you registered. All lessons, quizzes, and other learning exercises must be completed and a score of 70% or higher must be achieved on the final exam in order to receive a certificate of completion. If you do not complete the course and final exam by the last scheduled day of the week you registered for, you will need to contact Cape School and transfer to another week's session. Once the course has been completed, it will then be available 24/7 for review.