You must obtain a license if you wish to sell life and health insurance products in your state. This involves completing a pre-licensing course and passing your state's exam. This exam encompasses the fundamentals of the various types of life insurance products, health insurance offerings such as PPOs, HMOs, and Major Medical, the various policy components such as riders, exclusions, amendments, and provisions, state-specific insurance regulations, and the ethics of selling insurance products to ensure that agents meet their clients' needs. Delivered online, our "Life & Health Insurance Pre-Licensing Exam Prep" package is an engaging and interactive format with videos, PDF files, and instructor support that covers all the topics needed to pass the state licensing exam. Additionally, you are not required to attend the course at any pre-defined times and may move through the material at your own pace. With a 93.6% pass rate, our training materials have proven to help you pass your exam the first time. We're so confident that our program works that we guarantee you'll pass your state's Life & Health license exam on the first try - or you'll receive a refund!