To sell life and health insurance products in your state, you must obtain a Life & Health Insurance license. To obtain your license, you must complete a pre-licensing course, and then pass your state's insurance licensing exam. Our "Live Online Life & Health Insurance Pre-Licensing Exam Prep" package is an engaging and interactive format with live instruction, videos, PDF files, and instructor support that covers all the topics needed to pass the state licensing exam. How The Class Works This course includes both self-study and instructor components. You review the self-study portion (which covers applicable terms, definitions, and your state's licensing requirements), take a couple of practice exams, contact your instructor with any questions, and then attend the instructor-led sessions (think of these as a review session) on the dates you select from the "Dates" tab at the top of this page. We're so confident that our program works that we guarantee you'll pass your state's life and health agent license exam on the first try - or you'll receive a refund! Pass Guarantee: Because of our 93.6% pass rate, we guarantee each student will pass his or her exam on the first attempt. If a student fails the state exam within three days after scoring 80% on the Guarantee Exam, we will refund the cost of the material.