Mortgage Loan Originator

ASSOCIATED CREDIT UNION

• 3.6 Norcross, GA Job Details Full-time $61,834
• $77,293 a year 11 hours ago Qualifications Microsoft Word Some college Microsoft Excel Underwriting Collaboration with sales Research Mid-level High school diploma or GED Analysis skills

TILA Lending FNMA Full Job Description Position Description Department:

Mortgage Reports to:

Mortgage Sales Manager Supervises:

None Position Purpose The primary purpose of this position is to assist Associated Credit Union in living out its

Mission:

To offer members financial products that fulfill their needs, service that exceeds their expectations, and relationships that inspire their trust. The Mortgage Loan Originator will be responsible for developing new residential mortgage loan business and provide financial counseling and advice to members seeking mortgage loans and other financial products. This position is a sales role that will require the individual to develop and maintain a network of business relationships that will serve as a recurring source of referrals for new mortgage lending opportunities. Essential Functions & Core Duties Work directly with member(s)/applicant(s) to provide financial guidance and counseling on ACU mortgage lending products. Effectively turn leads into completed mortgage applications and funded mortgage loans. Establish and maintain an effective communication with the borrower(s) through all stages of the mortgage process. Maintain an understanding of credit union underwriting guidelines, Fannie Mae guidelines and regulatory guidelines such as: CFPB, RESPA, TILA, HMDA and more. Maintain an understanding of the Home Equity Loans and products/procedures. Answer inquiries from the ACU membership through the Mortgage Hunt group. Procure real estate agent relationships that will refer leads to ACU. Other Duties & Responsibilities Establish and maintain strong effective working Relationships with: credit union partners, Real Estate Agents, CPAs, and Attorneys. Join outside Organizations to build the Credit Union name and to build a referral base (i.e. NAMAR, NAHREP, NAMB, MBAG, etc.).

Qualifications Education:

High School graduate or equivalent. Some college is preferred.

Experience:

Minimum of two (2) years of sales experience in a financial institution, preferably in mortgage lending. Working knowledge of the mortgage industry. Thorough knowledge of the credit union's services and products. Experience facilitating workshops and/or seminars.

Core Competencies:

Proficient in Mortgage LOS. Deadline driven Ability to handle multiple tasks during the day. Ability to communicate clearly and effectively via in-person, email and telephone. Proficient in Microsoft Word and Excel. Extremely organized. Self-starter and have the ability to work with limited supervision, be proactive and flexible. Strong interpersonal skills and maintain effective working partnerships with all parties involved in the mortgage process. Strong analytical, research and problem-solving skills. Strong mortgage lending skill. General Operations Requirements Must be able to participate in business development opportunities such as working with realtors, CPAs, attorneys, and real estate organizations. Performance Metrics Applications procured Mortgages Closed

• Minimum expectations of 20 +/month with a goal of 40+/month Accurate pricing on mortgages Cross Sales
• New Members and Existing Members Hunt Group Calls
• to be active on the calls at a minimum of 75% of the work day