Mortgage Lender Trinity Staffing Austin, TX Job Details Full-time | Contract $23.23 - $27.98 an hour 15 hours ago Benefits Health insurance Dental insurance Vision insurance Qualifications Microsoft Powerpoint MLO License Spanish Microsoft Excel Underwriting Fair Housing regulations Computer literacy Loan origination No experience needed Mid-level Microsoft Office High school diploma or GED Real Estate License Driver's License Supervising experience TILA Certified Notary Public 2 years Communication skills Full Job Description

JOB DESCRIPTION

To generate mortgage production loans through external business development & internal partners. Will qualify borrowers; maintain compliance and quality control standards.

DUTIES & RESPONSIBILITIES

• Build and maintain referral networks and relationships for bringing in new mortgage business.
• Advise customers in the process of completing mortgage loan applications (1003)
• Determine appropriate loan type for customers' needs and educate customers on details of all loan types
• Determine loan requirements and advise customers regarding documentation required for transactions
• Prepare and send initial disclosures to customers, complying with

RESPA/TILA

requirements

• Correctly calculate income and identify assets for borrowers per appropriate lender's guidelines
• Run loan file information through Loan Prospector or Desktop Underwriting system to determine eligibility for agency loan
• Manage customers and related service providers, including real estate agents, regarding appropriate expectations for documentation, process, and closing
• Partner with the processor on files to ensure loans close in a timely manner
• Communicate with customers regularly to ensure they have a clear understanding of the process
• Expand and regularly update knowledge base regarding RESPA, HMDA, MDIA, HVCC, Regulation B, Flood, and other regulations as applicable
• Control loan files to ensure compliance with regulatory requirements
• Expand and regularly update knowledge base regarding underwriting requirements for conventional, FHA, and VA loans

MINIMUM QUALIFICATIONS

Work Experience

• 2 years' experience in mortgage loan origination, credit evaluation, underwriting, or processing.
• Strong compliance understanding & problem solving skills related to residential loan origination
• Exceptional Customer Service, highly motivated, focused, and goal oriented Preferred Experience (Optional)
• Experience with existing referral sources & customer relationships
• Experience using Encompass LOS System
• Proficiency in Spanish language Supervisory Experience
• None Education/Skills/Experience
• High School Diploma or equivalent
• Strong interpersonal skills
• Strong verbal and written communication skills Equipment/Machines/Software
• Excellent computer literacy in all Microsoft Programs (Outlook, IE 7 and 8 and other popular browsers, Word, Excel, PowerPoint, Adobe Reader)
• Ability to work with office equipment such as copiers, scanners, shredders, fax
• Mortgage Software
• Working knowledge of Android/iPhone software Competency Requirements
• Ability to work effectively in high-pressure environment Must be able to hear and speak to communicate with customers
• Proven organizational skills with ability to multi-task Physical Requirements
• Must be able to sit for long periods of time and read from a computer screen
• Must be able to type on a keyboard
• Must be able to reach, bend, and lift files up to 30 lbs
• Must be able to speak, hear, and see to communicate with clients

Job Types:

Full-time, Contract Pay:

$23.23 - $27.98 per hour Expected hours: 40 per week

Benefits:

Dental insurance Health insurance Vision insurance

Schedule:

8 hour shift Ability to

Commute:

Austin, TX (Travis County) (Required)

Work Location:

In person